Non-QM Underwriter
PLACE
Marketing & Communications
United States
USD 36.06-38.46 / hour + Equity
Posted on Apr 3, 2026
WHO WE ARE
We are committed to a supportive, diverse, and inclusive culture, living our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" to promote equality and financial empowerment. Intrigued? Say hello!
WHO YOU ARE
WHAT WE OFFER YOU
Here, you get an opportunity to be a vital part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity, a competitive salary, top-tier medical, dental, and vision insurance, flexible work hours, and vacation time.
We are committed to a supportive, diverse, and inclusive culture, living our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" to promote equality and financial empowerment. Intrigued? Say hello!
WHO YOU ARE
- Excellent analytical & communication skills
- Must be conversant with Non-QM regulations
- Ability to work in a fast-paced multi-tasked environment
- Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
- Strong appraisal review skills
- Great organizational and customer service skills
- Expert knowledge of AUS systems (DU, LP)
- Ability to underwrite/review complex purchase and refinance transactions
- Ability to work independently as well as part of a team
- A full understanding of recent FNMA/FHLMC underwriting guidelines is required
- Experience with Non-QM loan products and guidelines
- Strong understanding of Non-QM borrower profiles and documentation requirements
- A thorough review of loan files to determine deficiencies and/or issues
- Concise and accurate conditioning of loan files
- Meet turn time objectives
- Analyze complex tax returns
- Communicate with the processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible
- Concise and accurate input of data
- Run AUS and vendor software and analyze the results
- Complete a thoughtful and thorough review and sign off of appraisals
- Clear conditions as submitted while meeting turn-time objectives
- Maintain acceptable quality control metrics
- Ability to train and mentor peers
- Support and work on multiple loans to one borrower
- Proficient at client operating system
- Evaluate Non-QM loan applications to ensure compliance with investor guidelines and company policies
- Identify and mitigate potential risks associated with Non-QM loans
- 5+ years in Non-QM underwriting
- Experience with Non-QM loan origination systems and software
- Knowledge of alternative income verification methods and asset utilization strategies
WHAT WE OFFER YOU
Here, you get an opportunity to be a vital part of an agile team of thinkers and doers collaborating to change a multi-trillion dollar industry. We offer meaningful equity, a competitive salary, top-tier medical, dental, and vision insurance, flexible work hours, and vacation time.