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So, what’s the role?

Kin is currently revolutionizing the home insurance industry; in order to continually offer innovative products and services, we need to expand our team of Insurance Product experts.

We are looking for a Senior Insurance Product Manager to join our team! This individual will bring their industry expertise and lend a hand to multiple areas of the business including managing profitable growth for our lines of business and assigned states. You’ll be responsible for all aspects of management including pricing, policy and forms, underwriting, regulatory, planning, project management, and implementation. Through extensive market research, data analysis, and customer feedback, you will identify gaps in the insurance market that your products can effectively address and work cross functionally to implement.

We will look to you to develop integrated state-specific strategies including actuarial, claims, distribution and other functional areas as well as to align and measure goals set against our financial plans.

A day in the life could include:

• P&L responsibility for line of business and/or states
• Representing Kin as a company expert and authority online of business and/or states including detailed understanding of market underwriting, pricing, competitors, agencies, business mix, regulations
• Creating line of business / state strategies including all operational goals and measures including; customer experience and satisfaction, policyholder retention, quotes, sales, conversion, new business growth, underwriting quality, price segmentation, and claims trends
• Aligning operational goals and measures across functions for financial planning and evaluation
• Defining product market fit and deeply understanding the needs, behaviors, and pain points of the target customer segments; translating customer insights into tangible product enhancements with strong cross-functional collaboration.
• Analyzing feedback and data to understand how coverage offerings are received by agents and customers, the ease of the application process, and the overall satisfaction with the insurance product
• Working closely with tech to enhance user and agent experience for assigned state and product
• Project management including planning, business requirements quality, timeliness, and quality
• Filing and gaining approval of changes requiring regulatory approval
• Communicating and planning state strategies with managers across all functional areas and leadership team
• Identifying ways to improve and automate internal processes to advance insurance product development.

I’ve got the skills… but do I have the necessary ones?

• 5+ years relevant insurance product experience
• Bachelor’s degree ideally with a focus in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or other quantitative discipline
• Strong prior insurance product management experience with demonstrated success in developing, leading, and managing state P&Ls as well as an understanding of insurance rules and regulations, policy, product, and service requirements.
• Proven analytical, quantitative, and problem-solving skills as demonstrated by expertise in rate making, forecasting, modeling, trend analysis, competitive intelligence, and P&L statement analysis to make strategic data driven decisions.
• Proven ability to quickly grasp new concepts and technologies and adapt to changes and demands in a fast-paced, dynamic environment.
• Exceptional written and verbal communication skills, as well as proven ability to foster and encourage teamwork and productive working relationships with stakeholders at all levels and across organizational lines.
• Strong project management and time management skills with a proven ability to maintain composure and flexibility in thriving fast paced situations.

Bonus Points:

• Master’s degree preferred; CPCU or other Actuarial Designations a Plus
• Strong market analysis and competitive intelligence skills with the ability to acquire, extract, and analyze competitive data from multiple sources.
• Strong underwriting and loss mitigation knowledge with a focus in catastrophe prone geographies.

Oh, and don’t worry, we’ve got you covered!

• Medical, Dental, Vision, Disability and Life Insurance
• Flexible PTO policy
• Remote work
• Generous equity package
• 401K with company match
• Parental leave
• Continuing education and professional development
• The excitement of joining a high-growth Insurtech company and seeing your work make an impact!