Buying a home shouldn't feel impossible. You deserve better than high costs and rigid requirements. With Cedar's land lease model, you can finally afford the home you want. We’re not a traditional lender or a bank. We are a team of real estate and finance experts on a mission to make homeownership more accessible for everyday Americans. Through our innovative ground lease model, we purchase the land, allowing you to own your home at a significantly reduced price with lower monthly payments. This is an ideal solution for both new homebuyers looking to get into a home for less and existing homeowners seeking a flexible way to access their home's equity. With Cedar, you always have the option to buy the land at a later date, giving you a clear path to full property ownership.